Rider Insurance provides commercial auto insurance in Maryland with personalized coverage for fleets, delivery of vehicles, contractors, and company cars. Based in Towson, MD, we help Maryland business owners secure the right policy at competitive rates while offering fast service and local claims support.
Why Maryland Businesses Choose Rider Insurance
- Local expertise – We’re an independent agency serving Baltimore County and the wider Maryland area, so we understand state requirements and local risk factors.
- Multiple carrier options – As an independent agency, we compare offers from top insurance carriers to find the best price and coverage for your business.
- Quick, responsive service – One point of contact for quotes, policy changes, and claims assistance.
Who needs Commercial Auto Insurance?
Commercial auto insurance is essential for:
- Delivery, courier and last-mile fleets
- Contractors, service technicians and tradespeople who use vehicles for work
- Companies that rent, lease or hire vehicles for business use
- Businesses whose employees use personal cars for work-related trips
Coverage Options We Offer
We customize policies to meet your business needs. Typical options include:
- Liability (Bodily Injury & Property Damage) – Required for third-party injuries and property damage.
- Collision & Comprehensive – Physical damage to company vehicles from accidents, theft or natural events.
- Hired & Non-Owned Auto – Coverage when employees drive rented or personal vehicles on company business.
- Medical Payments / PIP – Medical coverage for drivers and passengers.
- Uninsured/Underinsured Motorist – Protection when the at-fault driver lacks adequate insurance.
- Cargo & Equipment Coverage – For businesses that transport goods or use mounted equipment.
How We Help Maryland Businesses Save
- We analyze your fleet makeup and driver exposure.
- We apply industry-specific underwriting strategies (e.g., preventative driver policies, vehicle maintenance programs).
- We compare multiple carriers to get the best premium for the right coverage.
- Ongoing reviews ensure your policy adapts as your business grows.
Get a Maryland Commercial Auto Quote
Call (410) 828-1555 | Toll Free (888) 617-4337 – Or request a callback below.
FAQs
Do Maryland businesses need a separate commercial auto policy?
If a vehicle is used for business purposes (deliveries, transporting clients, carrying tools), a personal auto policy often won’t cover claims – a commercial auto policy is usually required.
What is hired & non-owned auto insurance?
Hired auto covers rented or leased vehicles. Non-owned protects the business when employees use their personal cars for work. Both can be added to your commercial policy to avoid coverage gaps.
How are Maryland premiums determined?
Premiums consider vehicle type, driver records, miles driven, business industry, claims history, and the selected coverage limits.
How quickly can I get a quote in Towson/Baltimore?
Many quotes are available within 24–48 hours. For immediate assistance call (410) 828-1555.
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I cannot say enough positive remarks about Rider Insurance. I have them for all of my insurance needs. Home, Auto and Business. They go above and beyond for their customers.
Best Place To Go For Car Ins.
The ryder group is a family, so when they welcome you in your taken care of like you belong to them. They always give you their best!